Barry Home Buyers

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Relationship Breakdown and Mortgage Arrears

When Only One of The Joint Owners Want to Sell the Property

It is a common misconception that repossession is only something that is of concern to the low paid.  A terrible misconception really.

Here is the story:

A young professional woman contacted us to ask for our help with regards to a property she jointly owns with her ex. They separated over 6 months ago, she moved in with a friend and they agreed he would stay in the house and continue to pay the mortgage. It was quite an amicable split, which seemed to suit them both as there was a high penalty for paying off the mortgage at the time.Mortgage arrears

To cut a long story short, the women decided it was time to buy a place of her own so looked in to how best to free herself from the existing mortgage. She was shocked to find her ex had not paid one single mortgage payment since the day she left. The court date for a repossession hearing was already set, yet it was the first she became aware of the situation. She was shocked, appalled and furious as you can imagine.

It turned out her ex was more upset about the split than he let on, and it seemed revenge was best served in the red. “I hope it [the house] does get repossessed, so you will never be able to have your own house again”. Clearly this was not going to be a straight forward cash sale!

Our first course of action was to put Ms X in touch with a good local family solicitor who would provide free legal aid to help her obtain a court order for the sale of the property (as both names where on the mortgage and he was not willing to co-operate). Simultaneously we drafted a cash offer in writing for her to show to the bank that she was serious about selling the house and clearing the debt.

It took just over a week to get it all cleared up, then the cash was transferred, the mortgage paid off, and what was left over got split between the two. Ms X planned to put her share down as a deposit for her new house.
A good result I am sure you would agree!

 

If you are looking for more details please fill in the form you please call.

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Clean Way For A Quick House sale

With the prevailing market condition and stiff competition among the home buyers, many British homeowners are opting to take the initiative to improve their home so that they can fetch high prices, as well as sell quickly. Barry Home Buyers are among the top home buyers and always ready to offer high-quality services that are clean, smooth and will always offer the best value for your house.

We have noted that  even the small home are being improved making vivid differences while looking for the best place to sell your home.

Other homeowners would try to sell their property and are not motivated to undertake any or even full-scale property renovation. However, they need to appreciate that even the smallest DIT tasks have an impact on the chances of getting a quick house sale.

Here we do not focus more on any value added to the house while offering to buy it. However, any improvement you take will boost as well as reduce the time it will take to sell your house. We can strongly recommend that you clean as well as brighten up your property prior calling us as that what we will be considering. This will also help you achieve the offer price you call on or even assist in the price negotiation.

Our top tips that will help sell your house fast!

 

Boost kerb appeal

You can keep your property study out by painting the front garden, make it tidy. The door as well as windows should be clean. You can even repaint the external woodwork or even the outer wall as this will attract our buyers. Most of the buyers, oftenly deter homes that look like they need work just from the outside.

Clean the Carpets

Ist amazing what difference the a clean carpet can factor in selling your home. We talk from first-hand experience. A carpet that Misty will automatically deter off potential buyers. We do not want to frustrate our esteem clients just because your house is dirty. In a recent survey, we called two months ago; off-putting odours were found to be the highest deterrent in the achieving of a quick sale on a property. We can even have your house cleaned at a lower cost prior advertisement.

We will help you in selling your house if you agree to

  • Neutralise the décor
  • De-clutter your living spaces
  • Maximise Light
  • Don\’t forget the garden
  • Make sure your kitchen cooks
  • Beef up your bathroom

You still need to watch out for undue haste in making an offer or a surprisingly attractive price based on limited knowledge of your situation and property.

Here we use RISC\’s evaluation of a property as; this is whom your bank wills most likely use to determine the real value of your house. When you have the above checked then automatically you can give us a call as you deserve our service. We understand that you deserve a fair price as well as a rapid transaction that why we will actually advise you up the above tips in working!

If you\’re looking to sell your home quickly then do get in touch with us here at barryhomebuyers.co.uk for a no-obligation chat. We\’d be happy to explain a number of options and help guide you through the property private sales process